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Earn is 55 years old. She is widowed and resides with four children in Siem Reap Province, Cambodia. She has been involved in making creel to sell and fattening up pigs. She earns about 6 USD per day. Three of her children are employed; as a construction worker, a farm worker and a seller. They earn about 10 USD per day.

Earn wants to run an additional business in order to improve her family’s finances. Due to lack of funds, Earn is requesting a loan of 1,000 USD to purchase farmland to use for agricultural crops cultivation. This money will help her acquire the security to start the business. In the future, she would like to expand her pig farm and help her youngest child earn a bachelor’s degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Earn to purchase farmland to use for agricultural crops cultivation.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 10, 2012
May 6, 2012
Currency Exchange Loss:
Jul 17, 2013