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Virgelen, 37, is married with three children; two are in school. She is a very hardworking entrepreneur.

Virgelen has a motorcycle transportation business in the Philippines. She has been in this business for four years.

Virgelen requested a PHP 16,000 loan through NWTF to buy tools and equipment for her motorcycle transportation business.

In the future, Virgelen would like to save enough money so she can afford to send her children to college and expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 366
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Virgelen to buy tools and equipment for her motorcycle transport business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 30, 2012
May 6, 2012
Currency Exchange Loss:
Feb 15, 2013