Las Hormiguitas Group
The story being presented is that of Sra. Amada, one of the members of this group. She is 30 years old and married to Sr. Andrés. They have four children, three of whom are in the first, fourth, and sixth grades. The youngest one is in the second year of preschool. Amada has been preparing and selling food for 10 years. Doña Amada decided to go into this business because she was looking for a way to improve her quality of life and that of her family. She also wanted to provide a very good education for her young children. Amada will invest her loan in the purchase of supplies such as tomatoes, chili peppers, onions, oil, salt, rice, beans, corn, meat, and other ingredients.
She dreams of building a shop where she can open a small restaurant and continue her sales. Amada wants to have more inventory so that she can prepare a wider variety of dishes. This will help her generate more income so that she can continue supporting her children with their studies and help them to achieve a professional career. Amada is extremely grateful to Fundación Realidad and Kiva for their support by providing this loan. As a result, her business will begin to experience great improvement. Her life and that of her family will also change.
The members of the group and their businesses are listed below:
• Celifora Inocencia sell groceries.
• Yolanda manages a clothing store.
• Lisbeth manages a clothing store.
• Divina sells fruits and vegetables.
• Amada sells food.
Doña amada se decidió por este negocio, ya que dice quería buscar la forma de mejorar su calidad de vida y la de su familia, también para darle una muy buena educación a sus pequeños hijos, va a invertir su crédito en la compra de mas insumos como son: jitomates, chiles, cebollas, aceite, sal, arroz, frijol, maíz, carnes, etc.
El sueño que ella tiene es el de construir un local para poner un pequeño restaurante, y así continuar con sus ventas, tenerla mucho mas surtida y con más variedad de platillos, puesto que así obtendrá más y mejores ingresos, para con esto poder continuar apoyando a sus hijos con sus estudios ya que así tendrán una buena carrera profesional.
Ella esta muy agradecida con fundación realidad y kiva por el apoyo del préstamo que le otorgaron ya que gracias a esto su negocio empezara a mejorar mucho, su vida y la de su familia también cambiara.
Las integrantes del grupo y las actividades que realizan son las siguientes: celiflora inocencia-abarrotes, Yolanda-tienda de ropa, lisbeth-tienda de ropa, divina-venta de frutas y verduras y amada-venta de comida
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid