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Hjeydi Lucia
This lady is from the town of Larreynaga where she carries out her economic activity selling cosmetics; she’s been in this line of work for 7 years having attained sustainability in it. Her nuclear family consists of her two children and her husband who works in a firm in the community and helps her economically thus contributing to family development.

Heydi needs to do some home improvements so she decided to visit Ceprodel to be benefitted with a loan to attain the dream she so desires of obtaining a proper living condition and better standard of living for her family. On this occasion the home improvement she’ll do is to build a room.
View original language description ↓
Esta señora es originaria de una comunidad de larreynaga, donde ejerce su actividad económica como es la venta de cosméticos la que tiene 7 años de ejercer logrando establecer un nivel de sostenibilidad del mismo, su núcleo familiar está compuesto por sus 2 hijos y su esposo este ultimo labora en una empresa de la comunidad y de esa manera apoya económicamente y de esa manera contribuir al desarrollo familiar , la señora Heydi hoy en día tiene una necesidad de continuar mejorando su vivienda y por eso tomo la decisión de visitar a ceprodel para ser beneficiada con un financiamiento y de esa manera lograr el sueño deseado de tener una condición Digna y mejor nivel de vida para su familia, ya que en esta ocasión la mejora que realizara a su vivienda seria la construcción de un cuarto.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,768,275
    Funds lent in using Kiva
  • 23.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Hjeydi Lucia to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 17, 2012
May 10, 2012
Currency Exchange Loss:
Jun 18, 2013