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Amalia Ivoon
This lady is from the town of Larreynaga where she has her eatery and snack bar business that she’s been operating for several years with her mother. She’s married but does not have any children at present. She’s been a Ceprodel client and has benefitted from loans that have had a big impact because she’s used them to improve the conditions of her locale thus offering better service.

The investment she’ll make with the Ceprodel loan received will be to build two toilets and a septic tank in order to have basic services inside the infrastructure for better customer service and better hygiene.

With this goal in mind, she approached Ceprodel to carry out such an important project that would be of high impact asking for a loan to continue building.
View original language description ↓
Esta señora es originario de un poblado de larreynaga, donde tiene su negocio de comedor y refresquería, el que ejercer desde hace varios años en conjunto con su mama, está casada no tiene hijos ahorita, ha sido cliente de ceprodel siendo beneficiada con créditos los que le han sido de gran impacto, ya que con los mismos ha mejorado sus condiciones del local y por ende brindar un mejor servicio, ya que la inversión que efectuaría con el financiamiento recibido de ceprodel seria para construir 2 Inodoros y una pila séptica para tener las necesidades básicas dentro de la infraestructura de mejor servicio al cliente y tener una mejor Higiene, con ese objetivo se acerco a ceprodel para realizar tan importante obra, la que sería de gran impacto , solicitando un financiamiento y continuar realizando obras.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 23.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Amalia Ivoon to buy toilets, bricks, sand, window and door frames, metal sheeting and to pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2012
May 10, 2012
Currency Exchange Loss:
May 17, 2013