A loan of $3,950 helped a member to buy down comforters.

Cabecera Group's story

The group "Cabecera" is made up of 9 women who are all very hardworking and responsible. They live in a community called Cabecera, a very small and tranquil place that gave the group their name.

Guadalupe, the group's representative, is 43 and married to Raimundo. They've been together for 23 years and have formed a family with three children, two of whom are already in school while the youngest is not. Guadalupe sells down comforters, sheets and curtains. With the loan requested she will buy some of all of those. Lupita, as she's known in her town, has a store in Tula Hidalgo, and has one employee that helps her to tend to the store. She started her business to help her husband with their household expenses. Her biggest challenge is not being able to be there all the time and leaving her family while she works. She also worries when she doesn't make profits because people are looking for better quality and better prices, but she is confident that the loan will help her to stock her store better and increase her earnings. This business has made her a little calmer because she can cover the costs of her home.

Lupita's goal is to make her business bigger, but above all to see all of her children get a degree and succeed professionally. Guadalupe and the other women are very grateful to FRAC and Kiva because now they will be able to buy what they lack in their businesses to increase profits. Angela, Diana, Blanca, Benita and Elizabeth will buy sheep; Victoria will buy clothing for resale; Benita will buy corn to make tortillas; and Julia will start a jewelry business.

In this group: Victoria , Ma Gudalupe , Ana Maria *, Blanca Azucena , Angela , Elizabeth De Los Angeles , Benita , Diana Maria , Julia Catalina
*not pictured

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Translated from Spanish by Kiva volunteer Mary Berghaus

Loan details

Lenders and lending teams

Loan details