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Roza is a 49-year-old widow, she has raised 4 children. As the main source of income for her family, Roza has been raising livestock since 1990, having started her business with a sum of 5,000 som (KGS). Presently, Roza's herd has 1 cow, 8 heifers, and 10 sheep. Sales of milk and dairy products bring approximately 15,000 som (KGS) per month. In order to continue developing her business, Roza has turned to Bai Tushum & Partners for a loan of 135,000 som (KGS) to buy additional livestock. She plans to invest her profits from this loan into further expansion of her business by building a large barn for her animals.
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Розе 49 лет, вдова, воспитала 4 детей. В качестве основного источника дохода для своей семьи, Роза с 1990 года занимается животноводством, начав этот бизнес с суммы в 5,000 сом (KGS). На сегодняшний день в хозяйстве Розы имеется 1 корова, 8 телок, и 10 овец. Продажа молока и молочных продуктов приносит около 15,000 сом (KGS) в месяц.
В целях дальнейшего развития своего бизнеса, Роза обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку скота. Доходы от кредита Роза планирует вложить в дальнейшее увеличение хозяйства за счет постройки большого сарая для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,900 helped Roza to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 6, 2012
May 3, 2012
Currency Exchange Loss:
May 17, 2014