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Carmencita is 61 years old and married. She has two children.

Carmencita runs a sari-sari (variety) store in the Philippines. Carmencita has been in this business for three years and sells a variety of items such as shampoo, detergent, canned goods and other groceries.

She has requested a PHP 12,000 loan through NWTF to buy items to sell in her sari-sari store.

In the future Carmencita would like to save money to expand the business and repair her family home.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 432
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Carmencita to buy items to sell in her sari-sari store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 5, 2012
Currency Exchange Loss:
Nov 15, 2012