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Tol, 21, is single and resides with his parents in Siem Reap Province, Cambodia. He has been employed in a massage shop for more than three years, earning approximately USD 5 per day. His parents are farmers who earn about USD 6 per day. Due to his family’s transportation difficulties, Tol is requesting a loan of USD 1500 to purchase a motorbike for commuting. This purchase will help him reduce his family’s transportation expenses. In the future, he would like to run a new business related to animal husbandry in order to earn more income to support his family, and rebuild his present house to make it bigger and more convenient.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Tol to purchase a motorbike for his commute.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 2, 2012
May 4, 2012
Currency Exchange Loss:
Jan 15, 2013