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Vilma is 51 years old and married with five children. She works hard to provide for her family. Vilma runs a sari-sari store in the Philippines and is requesting a PHP 19000 loan through NWTF to purchase more goods to sell in her store.

She has borrowed and paid back 15 loans from NWTF previously. She has been running the sari-sari store for 15 years, and also earns income from making and selling dried fish.

Vilma aspires to save enough to be able to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 459
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 42.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Vilma to purchase more goods to sell in her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 4, 2012
Currency Exchange Loss:
May 17, 2013