A loan of $3,000 helped a member to renew her work area and to purchase an overlock sewing machine and some nice quality fabric.


Fatma's Group's story

Fatma is a kind 58-year-old Iraqi woman who lived through horrific years of contemporary history. With her children all grown up, she now only shares a home with her husband. With limited career options due to cultural restrictions and domestic constraints, Fatma is one of the many women who are working from home, using her sewing skills to generate some income. Fatma has been working from her home for the past 7 years on custom order dresses and other small fabric household items. She took a loan from Relief International Microfinance Iraq (RI-Iraq) to improve her work conditions by renewing her work area and to purchase an overlock sewing machine and some nice quality fabric. Relief International Microfinance Iraq offers "group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group. Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Fatma , Payman , Sabria
*not pictured



Loan details


Lenders and lending teams



Loan details