A loan of $1,575 helped a member to buy an oven, flour and sugar, among others.


Navideño Group's story

Luis is a member of the “Navideño” solidarity group. He’s 31-years-old, married and has one daughter. He and his family live in the city of Juticalpa’s 1º de Mayo neighborhood.

His wife works as a nurse in a private clinic and Luis works as a pastry baker making all types of baked goods like muffins, donuts, cookies, etc. He learned when he worked in a pastry shop and he got the idea of establishing his own bakery.

He works with two young men he pays according to production. He works every day starting to make bread from 2am until 8am and then goes out to sell it to his customers. The advantage is that his customers like his products very much and place large orders so his sales are good. The only inconvenience is that he has to pay rent since he does not have a place of his own in which to bake bread.

The loan Luis is requesting is to stock the business with products like flour, eggs, baking soda, salt, milk and sugar, among others and to buy an oven because he needs it to make larger amounts of bread.

With help from this loan his family’s standard of living will change because he’ll be able to make larger amounts of bread to offer more to his customers. His dream is to have his own locale and to be able to build his house.

Luis has been a FAMA client for two cycles and he’s been able to make his installment payments punctually.

In this group: Luis Alonso, David Reynieri

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Translated from Spanish by Kiva volunteer Polliz



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