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Maria Manuela
María Manuela is 29 years old, single, and has no children. She lives with her parents in Chillanes, which is in Bolívar Province.

María Manuela performs many services in her job as a domestic employee. She is requesting a loan to buy animals, such as pigs and chickens. With the help of this loan, she will be able to buy animals to raise so that she can sell them at a good price. Her purchases are conducted in Chillanes. Her dream is to buy a house of her own. She is not encountering any problems.

In her free time, María Manuela enjoys going out for walks and watching television.
View original language description ↓
María Manuela tiene 29 años de edad es soltera no tiene hijos, vive con los padres en Chillanes provincia de Bolívar.

María manuela se dedica a realizar varios servicios ella trabaja es empleada en domestica. Solicita el crédito para comprar animales cómo cerdos, pollos.

Con la ayuda del crédito podrá comprar los animales para criarlos y venderlos a un buen precio.

Las compras lo hará en Chillanes. El sueño es poder comprar una casa propia. No se le ha enfrentado ningún tipo de problemas. En el tiempo libre le gusta pasear y ver televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Manuela to buy animals, such as pigs and chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2012
May 16, 2012
Currency Exchange Loss:
May 17, 2013