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This is 45-year-old Bainadu. She is married and has 4 children, ages 22, 18, 15 and 12 all schooling. In 2007, Bainadu established her food stuff business. She began her business just to enable her to adequately support her children’s education and provide a solution to her domestic problems.

Working 7 days a week and 10 hours a day, she earns about 900,000 SLL every month from this business. She would like a loan in the amount of 4,000,000 SLL. Bainadu requires a loan in order to buy bulgur, garri and cornflower. She hopes that this loan will enable her to increase her monthly profits by approximately 250,000 SLL.

In the future, Bainadu plans to complete the construction of her house, to support her childrens' education and to access more funds for her business expansion. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Bainadu to buy food items for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 20, 2012
May 4, 2012
Currency Exchange Loss:
Nov 16, 2012