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Florence is 45 years old, married and the mother of four children who are 28, 25, 18 and 15 years old. She has one additional dependent who lives with her because he is still in school. In 1991, Florence went into business selling foodstuffs. She began her business to help her husband support their family. Now she works seven days a week, 12 hours a day, and earns about Le 950,000 every month. She is requesting a loan for Le 5,000,000 to buy food items to sell to her customers, including bulgur, garri and cornflower. She has successfully repaid one loan and hopes that this new loan will allow her to increase her profits by Le 300,000 a month. In the future, Florence plans to complete the construction of her house, buy a commercial vehicle and embark on an international business. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Florence to buy food items to sell to her customers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 4, 2012
May 4, 2012
Currency Exchange Loss:
Jan 15, 2013