A loan of $1,000 helped to buy trousers, blouses, T-shirts, and children's clothing.


Dolores María's story

The Communal Bank "Divino Niño Jesús" (Divine Christ Child) meets every 15 days in the canton of Jipijapa, which is known by its nickname "The Sultana of Coffee" because of its extensive coffee crop that has an incomparable flavor. This area is also known for its food and the warmth of its people.


It is in this place that one can meet Sra. Dolores. She is 47 years old, married, and has five children. Four of them are grown and the youngest is 14 years old, attends high school, and lives with her. Her husband is a merchant.


Dolores intends to help her husband, so she will use this loan for his business. He sells clothing of all types. Dolores says that her husband travels to the countryside to sell his products. He works every day from 8am to 4pm and then returns home. Her husband sells his products for cash, but he also extends credit. His customers are well-known and trustworthy, so he is able to collect payments every eight days. The merchandise is purchased in Guayaquil every 15 days or as needed. Her husband has been in business for seven years and has done very well. As a result, their family has been able to get ahead.


This loan will be used to buy more merchandise, such as trousers, blouses, T-shirts, and children's clothing. Dolores has been with her Communal Bank from the beginning and enjoys being a member because it has given her the opportunity to move forward with her family. Her dream is to own a shop with her husband so that he does not have to travel far in order to generate sales.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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