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Banco Mujer Mujeres De Excelencia Group
In this Group: Yanori, Isabel, Mariana , Shirley, Marta, Andrea, Isabel , Sonia, María
Isabel is treasurer of the “Mujeres de Excelencia” (Women of Excellence) communal bank. She has a long history and good payment behavior.

She is a young woman. She’s 30 years old, a farmer and the mother of two minor children. She’s lived with her spouse for more than 11 years and both work farming to provide sustenance to their family; this is their only source of income. They plant various crops like bananas, sweet potatoes, potatoes, corn and other products.

This is her fourth loan request. The previous ones were a very important tool for her family micro business. Her goal is to provide schooling for her children so that they can become professionals as well as to improve her family’s quality of life.

There are 8 members with Isabel who will invest the loan in farming and animal husbandry activities.
View original language description ↓
Doña Isabel es la tesorera de Banco Mujer Mujeres de Excelencia, un con amplia trayectoria y muy buena conducta de pago.
Ella es una mujer joven, de 30 años, agricultora, y madre de 2 hijos menores de edad, vive con su compañero desde hace más de 11 años, y ambos trabajan en la siembra de cultivos para llevar el sustento a su familia, siendo este es el único medio de ingresos que perciben. Siembran varios cultivos como plátano, camote, papa, maíz y otros productos.
Este es el cuarto crédito que solicita y los anteriores han sido una herramienta muy importante para su microempresa familiar. Su meta es darle los estudios a sus hijos y que lleguen a ser profesionales, así como mejorar la calidad de vida de su familia.
Con Isabel están 8 socias más que van a invertir el crédito en actividades agropecuarias.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Costa Rica

  • $12,900
    Average annual income
  • 13
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 503.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A portion of Banco Mujer Mujeres De Excelencia Group's $6,275 loan helped a member to buy farm supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 7, 2012
Currency Exchange Loss:
Nov 17, 2013