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25 De Diciembre Group
In this Group: Bertha Adelaida, Rosmery, Silvia Eugenia, Flora, Julia, Zulema Rocio
The “25 de Diciembre” (December 25th) communal bank will start its first cycle in Pro Mujer as part of the Collpani Focal Center. It has six members led by a governing board headed by Bertha. The members of the communal bank carry out a variety of businesses. Among them we have food sales, sewing traditional attire and cosmetics sales.

Bertha indicates that this is the third cycle she’s been part of in Pro Mujer having joined thanks to an invitation from a girlfriend. She currently has a business making traditional folk outfits (“trajes de caporal”) that she learned how to do from her family.

The loan she’ll take out is to increase working capital purchasing sequins and pearls at the border between Bolivia and Perú and then use them in production. She will sell in her sales point with help from her family. This way of working allows her to generate income to support her family in every way possible because she’s in a common law relationship and has two children.

When asked what she likes about Pro Mujer, she answers that she likes the health training, the loans and the meetings.
View original language description ↓
La A.C. “25 DE DICIEMBRE” iniciará el ciclo primer en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por seis integrantes y está dirigida por una mesa directiva encabezada por la señora Bertha. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de comida, confección de trajes folklóricos y venta de cosméticos.

La señora Bertha, indica que es el tercer ciclo que integra Pro Mujer, ingresando por invitación de una amiga. En la actualidad ella tiene un negocio elaboración de trajes folklóricos (trajes de caporal), mismo que aprendió de su familia.

El crédito que ahora sacará es para el aumento de capital (compra de lentejuelas y perlas), mismos que comprará de la frontera Bolivia Perú y posteriormente a la elaboración lo comercializará en su espacio de venta con la ayuda de su familia. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación de salud y crédito y las reuniones.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $36,657,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 25 De Diciembre Group's $1,775 loan helped a member to buy pearls and sequins.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 30, 2012
May 7, 2012
Currency Exchange Loss:
Sep 15, 2012