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Las Talentosas Group
In this Group: Maria, Romulo, Dora, Jordan Alfredo, Maria Del Rosario, Jesusa Margarita, Flor Iris*, Ilmer
* not pictured
Dora belongs to the communal bank Las Talentosas, a group which comprises eight enthusiastic and responsible members, who are mostly neighbors from the same area.
Dora is 69, separated, and has four independent children. Dora sells sweets at a stand in a school, and has been doing so for four years. At age 69, Dora has achieved some of her goals, such as improving her home and contributing to her children's education. Currently her income goes toward sustenance.
This time she requested the loan to improve her housing. Her next goal is to open a store where she may offer essential goods.
Dora, as well as all the members of Las Talentosas communal bank, is grateful for the loan received.
Dora is wearing a white polo shirt and a red vest.
View original language description ↓
Dora es integrante de la Alcancía Comunal “Las Talentosas” grupo conformado por 08 socios entusiastas y responsables siendo la gran mayoría vecinos de la zona. La Sra. Dora de 69 años es separada con 04 hijos independientes. Dora trabaja en un kiosco en la venta de golosinas en un colegio, trabaja de esa manera hace 04 años. A sus 69 años Dora a cumplidos algunos de sus objetivos como mejorar su vivienda y apoyar con la educación a sus hijos. Actualmente el dinero que percibe lo destina para alimentos. En esta oportunidad solicito el crédito para mejorando su vivienda. Su siguiente objetivo es de poner una tienda la cual pueda ofrecer productos de primera necesidad. Dora al igual que todos los socios de la Alcancía Comunal “Las Talentosas” agradecen el crédito brindado. Dora viste polo blanco y chaleco rojo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,472,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Talentosas Group's $2,275 loan helped a member to improve her housing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 26, 2012
May 7, 2012
Currency Exchange Loss:
Sep 15, 2012