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Maritza is 26 years old. She is currently married and living with her husband and their two children. Maritza intends to use her loan to buy approximately 75 egg-producing hens. She already has 40 in her possession. Maritza wants to buy more hens so that she can strengthen her business of selling eggs. Her intention is to sell the eggs at the local market and in the surrounding areas. As a result, she will generate more income so that she can have a better quality of life and financial stability.

This is the first loan that Martiza has received from FUDECOSUR. She has not had any other loans with the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

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Maritza, tiene la edad de 26 años, está casada, vive con sus dos hijos y el esposo actualmente. Ella con el crédito pretende comprar unas setenta y cinco gallinas ponedoras, ella ya cuenta con cuarenta en su poder. Ella tiene pensado comprar más gallinas para fortalecer el negocio de la venta de huevos, ella pretende vender los huevos en el mercado de la localidad y alrededores, así poder obtener más ganancias para obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 503.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maritza to buy egg-laying hens.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 28, 2012
May 7, 2012
Currency Exchange Loss:
Jun 18, 2013