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Twizerane Group
In this Group: Anastasie, Béatrice, Espérance, Drocelle, Patricie, Gaudence, Espérance, Euphrasie, Delie*, Patricie*
* not pictured
Anastie is a member of the Twizerane group. She is 54 years old and married with three children (ranging from 18 to 25 years old). None of her children have received schooling. She has five years of primary school education.

Anastie is a rice grower. This is her third loan cycle with ACB. She will use her loan to buy 30kg of corn (seeds), 2 bags of chemical fertilizer, rent out a field, and pay the labor costs.

Her growth strategy for her business is to buy other fields in order to increase her agricultural capacity and seek other loans. In the coming years, Anastie would like to become one of the best corn growers in her region. With the profits, she plans to build a house and ensure the well-being of her family.
View original language description ↓
Anastie fait partie du groupe Twizerane. Elle a 54 ans, elle est marie avec 3 enfants de 18 ans à 25 ans, aucun enfant scolarise. Son niveau d’éducation est de 5 ans de primaire.
Anastie est agriculteur de riz. C’est son troisième cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter 30 kgs des maïs (semences) 2 sacs des engrais chimique, location d’un champ et payer la main d’œuvre.
Sa stratégie pour la croissance de son business est d’acheter d’autres champs pour augmenter la capacité agricole et demander d’autres crédits. Dans les prochaines années, Anastie voudrait être une meilleure agricultrice de maïs dans sa région. Avec les profits, elle prévoit de construire une maison et assure le bien être de sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twizerane Group's $2,350 loan helped a member to buy 30kg of corn (seeds), 2 bags of chemical fertilizer, rent out a field, and pay the labor costs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 24, 2012
Apr 28, 2012
Currency Exchange Loss:
Dec 15, 2012