Emma has made a first-time request for a loan of 60,000 KES from Juhudi Kilimo to buy piglets and a water tank. She says that an adequate water supply will enable her to cultivate a variety of products during both the rainy and dry seasons. She aspires to grow her retail shop into a wholesale business in the future.
Emma says a lack of capital and a poorly developed local market are among the leading challenges she faces in farming.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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