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Sona is 30 years old. She lives in Aghitu village and is happily married with two children. Sona's parents-in-law also live with them. Sona and her family have been involved in agriculture for 8 years. They grow potatoes and beans and keep beehives.

Sona needs some financial investments to start land cultivation and to improve her farm. With the help of this loan she will purchase potato and bean seeds as well as fertilizer and fuel for agricultural purposes. Sona also wants to purchase new hives for the bees, as well as medicine and frames for the hives. This loan is important for Sona to continue development of the farm, which will provide financial stability for her family and her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,071,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Sona to pay for seeds, fertilizer, fuel, frames, hives and medicine.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 23, 2012
May 3, 2012
Currency Exchange Loss:
Nov 18, 2013