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Semuti Development Group
In this Group: Annet, Halima, Grace, James, Patrick, Sulaiman, Sarah, Edward, David, Prossy, Teo, Lydia
Ever since Annet lost her husband some years ago, life has really changed. Being the sole bread winner for her 7 children and now 2 grandchildren, Annet believes working hard is the only solution, and she is not regretting the effort. She has a 12-year-old hardware shop in Semuti, Mityana, has 7 cows at home that provide milk both for sale and home consumption, and has had a piggery for 9 years. She is grateful for the loans she has received, since she started from nowhere and now she is somewhere. Annet is 60 years old and a member of the Semuti Development Group. In all her businesses, she works with her children, who will take over while she is away.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 132
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 1,701.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Semuti Development Group's $4,800 loan helped a member annet has planned to expand her hardware shop by buying cement, barbed wire, lime, and iron sheets for the shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 20, 2008
May 2, 2008
Currency Exchange Loss:
Dec 16, 2008