San Luis De Cumbe (Cuenca) Group
One of the group members is Rosa María. She’s 53 years old, married and has five children who are all now adults. Three of them are married and live on their own and two are single and work to cover their personal expenses. Her husband works in agriculture and the house she lives in is her property.
Rosa María stays home doing household chores and her business is raising animals like guinea pigs, fowl, pigs, cattle and sheep that she sells in her community. She also works in agriculture and her crops are for her own consumption.
She’s in her second loan with the communal bank and she will use it to buy a cow. Her goal is to have a home-based store.
Una de las integrantes de este grupo es la Señora. Rosa María, tiene 53 años, es casada y en su unión conyugal ha concebido 5 hijos quienes son todos mayores de edad, 3 de ellos son casados y viven independientes, 2 son solteros y trabajan para solventar sus gastos personales. Su esposo labora en la agricultura, la casa en la que vive es de su propiedad.
Doña Rosa María pasa en casa realizando los quehaceres de su hogar y su negocio es la cría de animales como: cuyes, aves, cerdos, ganado y borregos los que vende en su comunidad. También trabaja en la agricultura y sus cosechas son para su consumo.
En el banco comunal se encuentra en su segundo crédito y lo va a invertir en la compra de una vaca.
Su meta es tener una tienda en su casa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid