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Twitezimbere Gtz/ Rkmbr Group
In this Group: Christine, Jean De Dieu, Dorothee, Judithe, Virginie, Madelene*, Theogene, Laurence, Esther, Stephanie
* not pictured
Jean de Dieu is a member of the Twitezimbere/Gtz Rkmbr group. He is 40 years old. He is married with six children, ages 8 to 18, all of whom attend school. Besides his children, he has two dependents. Jean de Dieu has completed six years of primary schooling. He is a corn and tomato farmer. This is his first loan with ACB. He is going to use his loan to buy fertilizer and to pay for labor. His business growth strategy is to modernize his farming to increase production in order to satisfy market demand. In the coming years, Jean de Dieu would like to be a professional with the farming of corn and tomatoes. With the profits, he plans to send his children to school and to pay for the medical expenses of his family.
View original language description ↓
Jean de Dieu fait partie du groupe Twitezimbere/Gtz Rkmbr. Il a 40 ans, il est marie avec 6 enfants de 8 ans à 18 ans, dont tous 6 scolarises. Il a 2 personnes en charge autre que ses enfants. Son niveau d’éducation est de 6 ans de primaire.
Jean de Dieu est agriculteur de maïs et tomates. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des fertilisants et payer la main d’œuvre.
Sa stratégie pour la croissance de son business est de moderniser son agriculture pour augmenter la production afin de satisfaire les marchés. Dans les prochaines années, Jean de Dieu voudrait être professionnel avec l’agriculture des maïs et des tomates. Avec les profits, il prévoit de scolarise ses enfants et payer les frais médicaux pour sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 45
    View loans »
    Rwanda Loans Fundraising
  • $16,941,150
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twitezimbere Gtz/ Rkmbr Group's $850 loan helped a member to buy fertilizer and pay for labor.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Mar 30, 2012
Apr 28, 2012
Currency Exchange Loss:
Oct 16, 2012