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Um is a diligent and humble farmer who has been residing in a peaceful village of Batey district, Kompong Cham province. She is 46 years old and has seven single children. Um owns some farmland for her rice farming business, from which she provides enough sustenance for the family. She works in this business with her spouse and a few children who always help her in their free time.

Um wants to maintain her business and make a good harvest in the coming season. She is requesting a loan from HKL, a partner of Kiva, to purchase seeds, fertilizers, lubricant oil and pesticides to ensure a high production. This loan will enable Um to drive her business towards her goal. In the future, Um intends to save money to buy a threshing machine and an extra plot of land to further develop her business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 126
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • 4,035.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Um to purchase seeds, fertilizer, lubricant oil and pesticides to ensure a high production.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 26, 2012
May 3, 2012
Currency Exchange Loss:
May 17, 2014