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Esmeralda is 48 years old and married with 3 children. With 2 children in school, Esmeralda works very hard to provide for them.

Esmeralda runs a general store in the Philippines and requested a PHP 30000 loan through NWTF to buy additional items to sell.

Esmeralda has been in this business for 12 years and sells a variety of items such as coffee, cream, sugar, eggs, etc.

In the future Esmeralda would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 454
    View loans »
    Philippines Loans Fundraising
  • $69,733,650
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Esmeralda to buy additional items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 29, 2012
Currency Exchange Loss:
Apr 17, 2013