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Sedjro 3 Group
In this Group: Pélagie , Naïmath, Catherine Jeanne, Aline, Ablawa Jeannette
The group SEDJRO 3 consists of five members who are also friends. They are seeking a second loan from ALIDé to bolster their working capital. The group’s representative is Pélagie, seen with her hand raised in the photo. Pélagie, age 31, is married to a man named Wilfrid. The couple have two dependent children, both in school. Pélagie lives with her husband and their children, and the couple handle the household responsibilities together. Pélagie attended high school.

To help provide for the family’s needs, Pélagie has been selling hair extensions and cosmetic products out of a shop for nearly four years. She buys her merchandise at a market in Benin.

This loan will help Pélagie and the other members of SEDJRO 3 to strengthen their activities, to expand their customer base, and to increase their revenue. The previous loan they obtained was repaid without incident.
SEDJRO 3 est un groupe constitué de cinq personnes dont les membres sont des amies. La représentante, (celle qui a la main levée sur la photo) se nomme Pélagie. Dans le but d’augmenter leur fonds de roulement, ce groupe sollicite pour la deuxième fois, un crédit auprès de ALIDé. Pélagie est âgée 31 ans et est mariée à un certain Wilfrid. Le couple a deux enfants à leur charge. Tous les enfants sont scolarisés. Pélagie vit ensemble avec ses enfants et son mari et assure avec son mari les charges de la maison. Pélagie a arrêté l’école au niveau secondaire. Pour satisfaire ses besoins et ceux de ses enfants, Pélagie vend des mèches et des produits cosmétiques dans une boutique depuis près de quatre ans. Pélagie s’approvisionne dans un marché du Benin. Ce prêt permettra certainement à Pélagie et à son groupe SEDJRO 3 de rehausser le niveau de leur activité et d’accroître leur clientèle et leur revenu. Le premier crédit reçu antérieurement a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 497.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sedjro 3 Group's $1,150 loan helped a member to buy hair extensions and cosmetic products for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 26, 2012
Currency Exchange Loss:
May 9, 2013