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Silvard is 47 years old. She lives in Syunik village with her father and son. Silvard's son works at the local village hall. Silvard and her father are involved in cattle breeding.

They have been running a farm for 10 years, which now includes 37 cows. Silvard has applied for this loan to increase the number of cattle. This will allow her to gather more milk, which she uses to make cheese. She then sells it on in the regional center, Kapan city.

Silvard will increase her income from agriculture, which she plans to use to improve the conditions on her farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 139
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,400 helped Silvard to pay for cows.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 13, 2012
May 3, 2012
Currency Exchange Loss:
Jun 2, 2012