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Lideres Emprendedores Group
In this Group: Maria Angelica, Fortunata, Maribel, Persida, Lucila Fidelia, Humberto, Cristina, Samandra
Líderes Emprendedores Communal Bank is made up of eight members, seven women and one man. The president of the bank is María. She is 29 years old and married with one child, 3. She works in the hairdressing business. She has her beauty salon located in a strategic area of the town of El Torno.

This loan is her first sequence with the institution. María will use this loan to buy hairdressing supplies such as hair cream and shampoo, and in this way increase her working capital. Her reason for requesting this loan is to improve her business.

María faces challenges in her business such as growing her clientele. She is going to use the profits to improve her family's quality of life. María's desire is to have a stable business.
View original language description ↓
El Banco de emprendimiento Lideres Emprendedores esta compuesto por ocho integrantes, siete mujeres y un varón, la presidenta del banco es la Sra. María tiene 29 años y es casada con 1 hijo que tiene la edad de tres años, ella se dedica al servicio de peluquería tiene su salón de belleza que se encuentran ubicado en una zona estratégica de la localidad de el Torno, este préstamo es el su primera secuencia dentro de la institución, la Sra. María utilizara este préstamo para la compra de material de peluquería como cremas para cabello y champo y así de esta manera incrementar su capital de trabajo su razón para solicitar este préstamo es mejoramiento de su negocio, la Sra. María enfrenta retos en su negocio que son crecer en clientela y va a utilizar los beneficios mejorar la calidad de vida a su familia, su deseo de la Sra. María es tener un negocio estable.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A portion of Lideres Emprendedores Group's $2,275 loan helped a member to buy beauty salon supplies.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 29, 2012
Apr 30, 2012
Currency Exchange Loss:
May 30, 2012