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Danilo L. lives in the city of Leon, in the county of Achuapa which is where he is a farmer, and has his own animals such as cows, bulls and calves which he raises to sell and to bring them to the slaughterhouse.

He has 2 young kids that need his help, in their studies as much as morally, so that they can move forward in life. Despite his difficult financial situation this young father has managed to partly improve his family's situation, and as there is no electricity in his community, he has fitted a solar panal in his house. He now needs to cancel his debt so that his wife and kids can have light from the panal, and a TV in their house.

Translated from Spanish by Liz Harvey, Kiva Volunteer

Danilo L. es un caballero habitante de la ciudad de León específicamente del municipio de Achauapa en donde se dedica al negocio de la ganadería teniendo sus propios animales como vaquillas, toros y terneros que los cría para luego proceder a comercializarlos y llevar a cabo el proceso del destace de los animales.

Es padre de dos pequeños hijos que necesitan del apoyo de su apoyo tanto en los estudios como en apoyo moral para salir adelante. A pesar de su difícil situación económica que por mucho tiempo ha atravesado este joven padre, ha logrado mejorar en parte la situación de su familia y para ello al no tener acceso de energía eléctrica en su comunidad ha solicitado que se le implemente un panel solar en su casa de habitación el cual hoy en día tiene la necesidad de cancelar para brindarle a sus hijos y esposa el acceso a la iluminación por medio del panel y el acceso a un televisor en su casa de habitación.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,757,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Danilo to pay for a home solar panal/Pago de panel solar para su vivienda.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 11, 2008
Mar 25, 2008
Currency Exchange Loss:
Nov 15, 2009