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Djiguitougou Group
In this Group: Kadia , Mariam , Matou , Awa
All married into polygamous families, the four women in the Djiguitougou group are on average 35 years old with three children. They all live in the city of Koutiala, part of Sikasso (third administrative region of Mali) and became acquainted through neighborhood ties, kinship and their professional activities.

They buy and sell condiments (peanut paste, onions, and peanut oil) and clothing, manufacture local juices, and work as hairdressers.

To increase their working capital, the group members have joined Soro Yiriwaso and are on their twelfth loan, having properly repaid the previous eleven.

Madam Kadia (the first woman on the right in the photo) is a great hairdresser who is highly sought after and valued for the quality of her services.
She plans to use her loan to purchase two boxes of hair extensions, one carton of hair pomade, hair combs and lotions.

She buys from local wholesalers and provides services in her beauty salon, mainly for cash, to both men and women customers.

With this loan, Mrs. Kadia hopes to achieve an average monthly profit of 40,000 FCFA to be used for reinvestment in the business and take care of some household needs.
View original language description ↓
Mariées exclusivement dans des familles polygames les 4 femmes du groupe Djiguitougou ont en moyenne 35 ans et 3 enfants. Elles habitent toutes dans la ville de Koutiala, région de Sikasso (3ème région administrative du Mali) et se sont connues à travers des liens de voisinage, de parenté et de leurs activités professionnelles. Elles font l’achat et la vente de condiments alimentaires (pâtes d’arachide, oignon, et huile d’arachide), d’habits, de la fabrication des jus locaux et de la coiffure.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 12 eme prêt solidaire, après avoir correctement remboursés les 11 précédents.
Madame, Kadia (première femme à droite sur la photo) est une grande coiffeuse qui est très sollicitée et appréciée pour la qualité de ses prestations.
Elle compte utiliser son prêt pour acheter, 2 cartons de mèches, 1 carton de pommades pour cheveux, des peignes et des lotions.
Elle s’approvisionne auprès des grossistes de la place et effectue ses prestations dans son salon de coiffure essentiellement, au comptant à une clientèle composée d’hommes et de femmes.
Avec ce prêt, Madame Kadia espère réaliser un bénéfice mensuel moyen de 40.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge certains besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 45
    View loans »
    Mali Loans Fundraising
  • $11,956,700
    Funds lent in using Kiva
  • 497.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD