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Heghine is forty-two years old. She lives in Mrganush village with her husband and daughter. Heghine and her husband have been running a farm for twelve years already. It is the main source of income for the family. They grow grapes, tomatoes, beans, cabbage and alfalfa.

Heghine needs sufficient financial means to cultivate the land. With the help of the loan, she plans to purchase tomatoes, alfalfa seeds, fertilizer and poles for the grape orchard. This is important to allow Heghine to continue successfully running the farm and develop it further.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Heghine to pay for tomatos, alfalfa seeds, fertilizer and poles.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 14, 2012
May 2, 2012
Currency Exchange Loss:
Jun 1, 2012