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Antonio was born in the district of Boane, in the province of Maputo in southern Mozambique. He is married and is the father of 4 children, 3 of whom are in school. He studied through 10th grade and didn't continue so he could work. He lives in his own home with his family and doesn't support anyone else besides them.

He has worked as a teacher in Boane for more than 14 years. He makes 4,200 meticals a month, which he puts towards his home's expenses. He also saves some in his bank account at the BIM bank.

He has had loans with BIM and paid them back without any problems. He became familiar with Hluvuku through a colleague and friend, who is also a client of the institution. This is his sixth loan with Hluvuku in the amount of 10,000 meticals, which he will use to buy construction materials for his home (doors, window frames, glass, etc.). His previous loans were for 6,860, 8,100, 10,000, 10,000, and 12,000 meticals, which were all put towards his home as well.

He promises to pay back his loan on time. In the future, he wants to finish his home so his family will be more comfortable. He plans on requesting more loans from Hluvuku to do this.
View original language description ↓
Nasceu no Distrito de Boane, Província de Maputo, sul de Moçambique, casado e pai de 4 filhos, 3 destes ainda frequentam Escola. Fez 10ª classe e continua com os seus estudos no tempo pois laboral. Vive na casa própria com a sua família e não sustenta ninguém.

Trabalha como docente em Boane há mais de 14 anos e tem um salário de 4.200,00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).

Já teve empréstimos noutros bancos (BIM) e pagou sem dificuldades, conheceu a Hluvuku através de um colega amigo que também é cliente desta instituição. Este é o seu sexto empréstimo na Hluvuku no valor de 10.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (portas, aros para janelas, vidros e outros). Os empréstimos anteriores foram de 6.860.00mt, 8.100.00mt,10.000,00mt, 10.000.00mt e 12.000.00mt todos aplicados na mesma actividade.
Compromete se a pagar devidamente o empréstimo e no futuro pretende concluir a sua casa para melhor confortar a sua familia, para tal tenciona solicitar mais empréstimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 1
    View loans »
    Mozambique Loans Fundraising
  • $3,044,625
    Funds lent in using Kiva
  • 27.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Antonio to buy construction materials for his home (doors, window frames, glass, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 27, 2012
Currency Exchange Loss:
Aug 17, 2013