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Gonsalves was born in the district of Boane in the province of Maputo in southern Mozambique. He is married with no children. He studied through the fourth grade and didn't continue due to the lack of financial resources. He lives in his own home with his wife and doesn't support anyone else.

He has worked as an assistant at Bananalandia for more than 2 years. He makes 2,100 meticals a month, which he puts towards his home's expenses. He also saves some in his bank account.

He has never had a loan with another bank. He became familiar with Hluvuku through a colleague who is also a client of the institution. This is his first loan with Hluvuku in the amount of 8,000 meticals. He will use it to buy construction materials for his home (sand, cement, stone, beams, etc.).

He promises to make his payments on time. In the future, he wants to finish his home, for which he plans to request more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Boane, Província de Maputo, sul de Moçambique, casado sem filhos. Fez apenas a 4ª classe e não continuou devido a falta de condições financeiras. Vive na casa própria com a sua esposa e não sustenta ninguém.

Trabalha como ajudante na empresa BANANALANDIA há mais de 2 anos e tem um salário de 2.100,00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancária.

Nunca teve empréstimos noutros bancos, conheceu a Hluvuku através de um colega que também é cliente desta instituição. Este é o seu primeiro empréstimo na Hluvuku no valor de 8.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (areia, cimento, pedra, barrotes e outros).
Compromete se a pagar devidamente o empréstimo e no futuro pretende concluir e mobilar a sua residência, para tal tenciona solicitar mais empréstimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 27.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Gonsalves to buy construction materials for his home (sand, cement, stone, beams, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 27, 2012
Currency Exchange Loss:
Feb 15, 2013