She has worked at the Barragem dos Pequenos Libombos [a hydroelectric dam] for more than 16 years. She makes 11,000 meticals per month, which she puts towards her home's expenses. She also saves some in her bank account at the Barclay's bank.
She has had loans with another bank (Barclay's) and paid them back without any problems. She became familiar with Hluvuku through a friend who is also a client of the institution. This is her third loan with Hluvuku, and it is for 15,000 meticals. She will use it to buy construction materials for her home (iron, beams, sand, cement, stone, etc.). Her previous loans were for 10,000 and 12,000 meticals, and both went towards her home.
She promises to pay back her loan on time. In the future, she wants to finish and furnish her home, for which she plans to request more loans from Hluvuku.
Trabalha como servente na barragem dos pequenos libombos há mais de 16 anos e tem um salário de 11.000,00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancária (BARCLAYS).
Já teve empréstimos noutros bancos (BARCLAYS) e pagou sem dificuldades. Conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu terceiro empréstimo na Hluvuku no valor de 15.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (ferro, barrotes, areia, cimento, pedra e outros). Os empréstimos anteriores foram de 10.000,00mt e 12.000,00mt ambos aplicados na mesma actividade.
Compromete se a pagar devidamente o empréstimo e no futuro pretende concluir e mobilar a sua casa, para tal tenciona solicitar mais empréstimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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