A loan of $1,525 helped a member to buy vegetables.


Teriya Group's story

TERIYA is a group of the association BALIMAYA of Ouelessebougou. It comprises six women who know one another through ties of kinship and community. The women average 40 years of age, and they are married having at least five children each. They run different businesses, such as trade in condiments and vegetables, just like Ami, who is seated first from the right in the photo. The women live in traditional extended families in Ouelessebougou, in Kati Prefecture (Region of Koulikoro, Republic of Mali). The group members has been in small-scale businesses for several years and are in high demand in their businesses. Concerned about satisfying the growing need of their customers, the group members decided to join the loan program of the microfinance institution Soro Yiriwaso two years ago. They are now on their third solidarity loan. Ami, who is the group's president, is well-known in Ouelessebougou. She excels in the buying and selling of vegetables. She intends to use her loan to buy 20 baskets of vegetables of different kinds (peppers, tomatoes, onions, cabbages). She gets her supplies in Bamako from wholesalers and sells her goods in Ouelessebougou and at different weekly fairs at the retail level, cash or credit accepted. Her customer base is composed essentially of women. She is hoping for a monthly profit of 45,000 francs CFA, which will enable her to pay back the loan and to reinvest in her business.

In this group: Ami , Mayini , Ramata , Sitan, Sali , Awa
*not pictured

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Translated from French by Kiva volunteer Daniel Kuey



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