A loan of $750 helped to buy construction materials for his home (beams, sand, cement, stone, etc.).


Carlos's story

Carlos was born in the district of Mocuba in the province of Zambnezia in central Mozambique. He is married and is the father of 3 adult children. He studied through the 12th grade and didn't continue due to lack of time. He lives in his own home with his family and doesn't support anyone besides them.

He came to Maputo on an assignment with the military. He is retired from the Bank of Mozambique and has been a pharmacy technician for more than 20 years. He makes 11,000 meticals per month, which he puts towards his home's expenses. With the help of his wife, he also saves some in his bank account at the BIM bank.

He has had loans with other banks (Socremo and ProCredit), which he paid back without problems. He became familiar with Hluvuku through a friend who is also a client of the institution. This is his first loan with Hluvuku in the amount of 20,000 meticals. He will use it to buy construction materials for his home (beams, sand, cement, stone, etc.).

He promises to pay back his loan on time. In the future, he wants to finish his home, for which he plans on requesting more loans from Hluvuku.

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Translated from Portuguese by Kiva volunteer Tanya Harper


Loan details


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Loan details