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This is 38-year-old Memunatu. She is married and has 3 children ages 22 years, 7 years and 9 months old. She has one additional dependent. In 2010, Memunatu established her building materials business. She began her business after her parents had the idea for it while she was growing up. Her business helps her provide for her family's livelihood. Memunatu works 7 days a week and 8 hours each day; she earns about Le 1,000,000 every month from this business. She would like a loan in the amount of Le 5,000,000. Memunatu requests a loan in order to buy more building materials like cement, zinc and iron rods. In the future, Memunatu plans to build a house and establish her own shop. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Memunatu to buy more building materials like cement, zinc and iron rods.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 4, 2012
Apr 28, 2012
Currency Exchange Loss:
Nov 16, 2012