A loan of $925 helped buy construction materials for his house (sand, stone, cement, iron and others).


Jose's story

Jose was born in the District of Manjacazi, Province of Gaza, South of Mozambique, is married and the father of 4 children, all of whom attend School. He completed 7th grade and didn’t continue his education due to his parents’ lack of financial means. He lives in his own home with his family and supports his mother who lives with him. He left Gaza for the District of Boane in Maputo looking for a job. He has worked as a driver at Bananalandia for over 2 years and has a salary of 10,500.00 meticals (MZN) which he uses for household expenses and some of which he saves in his bank account (BIM). He has never had loans from other banks and he came to know Hluvuku through a friend who is also a client of this institution. This is his first loan with Hluvuku for the amount of 25,000.00 MZN, with which he intends to buy construction materials for the construction work on his house (sand, stone, cement, iron and others). He commits to duly paying off the loan and in future intends to buy a mini bus to increase his income, for which he expects to solicit further loans from Hluvuku.

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Translated from Portuguese by Kiva volunteer Ines Teles


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Loan details