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Paytsar is involved in an agricultural business in the Tandzaver village. She breeds cattle and chickens and grows vegetables and fruits. Paytsar sells her farm products, such as milk, beef, eggs, vegetables and fruits, in the cities of Kapan and Kadjaran. Paytsar is 23 years old. She lives with her husband and his parents in the Tandzaver village of the Syunik region. Her husband works in the village community and also teaches history in a village school. His parents are retired. The entire family helps Paytsar to run the agricultural business, thanks to which they support the family. Paytsar needs a loan in the amount of 800,000 dram to buy three bulls in order to expand her agricultural business and also to buy potato seedlings and diesel fuel to organize sowing work.
View original language description ↓
Пайцар занимается сельскохозяйственным бизнесом в деревне Тандзавер. Она разводит крупный рогатый скот и кур, выращивает овощи и фрукты. Полученные молоко, говядину, яйца, овощи и фрукты Пайцар реализует в городах Капане и Каджаране.
Пайцар 23 года. Она живет с мужем и родителями мужа в деревне Тандзавер, Сюникского региона. Муж работает в сельской общине, а также преподает историю в сельской школе. Родители мужа пенсионеры. Вся семья помогает Пайцар в ведении сельскохозяйственного бизнеса, благодаря которому они содержат семью.
Пайцар необходим кредит на сумму 800.000 драм для покупки трех бычков для расширения сельскохозяйственного бизнеса, а также для покупки картофельной рассады и дизельного топлива для организации посевных работ.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • 392.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Paytsar to buy three calves for her agricultural business and also potato seedlings and fuel to organize sowing work.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 19, 2012
Apr 25, 2012
Currency Exchange Loss:
Nov 30, 2012