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Norwina is a business-oriented woman. She is 35 years of age and married to Francisco. The couple is blessed with three children.

Norwina sells different kinds of frozen foods in the morning while in the afternoon she sells different kinds of street foods. With her determination to improve their way of living, she patiently offers her frozen foods on a house-to-house basis. Her customers also go directly to her place. She is indeed grateful because as days passed by, her sales had increased. By this time she is able to dispose of 50 kilograms of frozen foods a week. According to her, she has been in this kind of business for more than nine years. The income generated from this business was used to cover all their household expenditures and the education of her three children.

Norwina would like to buy more frozen and street foods to sell, but her capital is not sufficient due to the high cost of basic commodities. For this reason, Norwina is asking for a loan amounting to PHP 50,000. She knows that this amount will really help her in making her business more profitable and productive.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 419
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Norwina buy food to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 2, 2012
Currency Exchange Loss:
Nov 19, 2012