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Heang, 52, is married and resides with her husband and eight children in Kampong Chhnang Province, Cambodia. She and her husband have been involved in the agricultural business for more than twenty years. They have extensive experience and are successful in their career. They are involved in growing rice and fattening up cattle. They earn approximately USD 8 per day. Five of her children are employed as garment workers and construction workers. They earn about USD 17 per day.

Heang requested a loan of USD 1500 to pay for her son’s wedding expenses. In the future, she would like to rebuild her present house and help her children get bachelor’s degrees.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Heang pay for her son's wedding expenses.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Mar 30, 2012
May 2, 2012
Currency Exchange Loss:
Sep 17, 2013