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Josephine is 34 years old and lives in the Philippines. She is married with 4 children. Josephine has a food/retail shop, or sari-sari store, where she sells canned goods, snacks, personal care products, home use products, and beverages. She has had this business for 10 years. She has requested a loan of PHP 17,000 to buy stocks of canned goods, snacks, bath soap, detergents, shampoo, and beverages.

Josephine has been a member of HSPFI since 2012. In the future, she hopes to improve her business so she can educate her children.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 396
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Josephine to buy stocks of canned goods, snacks, bath soap, detergents and beverages.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 12, 2012
Apr 27, 2012
Currency Exchange Loss:
Feb 15, 2013