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Mesias Delfin
Mesías Delfín is 30 years old, is single and has two sons. He lives with his children in the Cantón Montalvo Provincia de Los Ríos. He belongs to the communal bank “Embarcadero Chico”, they make a living growing cocoa, oranges, green bananas, baby bananas, cassava, bananas and breeding animals.

Mesías Delfín makes a living growing cocoa and baby bananas. He requests a loan to buy agricultural inputs such as manure, urea and fertilizer.

With the help of the loan, he may increase the cocoa output and have higher incomes. He does the purchases and sales of the agricultural inputs in Canton Caluma each week. The dream is to increase the cultivation of cocoa and get a better harvest to have higher incomes.

The challenges that he faces is the shortage of money to cover the household expenses.

In the free time, he likes to sport, play indoor soccer.
View original language description ↓
Mesías Delfín tiene 30 años de edad es soltero tiene dos hijos, vive con sus hijos en el Cantón Montalvo Provincia de Los Ríos. Pertenece a la Ventanilla rural de Embarcadero Chico se dedican al cultivo de cacao, naranja, guineo, orito, yuca, plátano y a la cría de animales.

Mesías Delfín se dedica al cultivo de cacao y orito.

Solicita el crédito para comprar insumos agrícolas como abono, urea y fertilizantes.

Con la ayuda del crédito podrá cultivar mas cacao y tener mayores ingresos.
Las compra y la venta de los insumos las realiza en el Cantón Caluma cada semana. El sueño es incrementar el cultivo de cacao y obtener una mejor cosecha para tener mayores ingresos.

Los desafíos a los que se enfrenta es la escasez de dinero para cubrir los gastos del hogar.
En el tiempo libre le gusta realizar deporte, jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $600 helped Mesias Delfin to buy agricultural inputs such as manure, urea and fertilizer.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 11, 2012
Apr 30, 2012
Currency Exchange Loss:
May 30, 2012