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First Class Group
In this Group: Zainabu , Hamida, Neema, Fatuma, Georgia, Hamida , Asha, Safia, Lilian, Rashid, Nurdini*, Hidaya, Huia, Fatuma, Mwazani
* not pictured
Zainabu is in her late 30s and married with two children who are still going to school. She has been running a grocery store for eight months. She works from 11.00 a.m. to 11.00 p.m. daily and is able to make a good monthly profit.

This would be her third loan from Tujijenge Tanzania. She used the previous loans to buy items missing from the grocery store and has paid back her loans successfully. She wants a loan to increase the grocery store stock. Her dream is to one day be able to buy a shamba (a field for growing crops).

She will share this loan with her loan group "First Class," which has a total of 15 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 22
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,588.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of First Class Group's $3,875 loan helped a member to increase the grocery stock.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 24, 2012
Apr 26, 2012
Currency Exchange Loss:
Sep 18, 2012