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Justine is married and has three children, all of whom are enrolled in school. For the last six years, she has earned a living by running a pub. She works in the pub and sells to all types of people on a retail basis. She is applying for a loan for 1,000,000 Uganda shillings from MCDT-SACCO to buy more crates of beer, soda and gin. Her major business challenges include transportation of supplies and a failure of customers to pay bills. Her goal is to expand her business into a full-service pub. Justine lives in a home that she rents and where her family has access to electricity and piped-in water. Her monthly expenses include rent and school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 181
    View loans »
    Uganda Loans Fundraising
  • $32,674,725
    Funds lent in using Kiva
  • 2,510.0
    Uganda Shillings (UGX) = $1 USD