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Dali is 51 years old. She lives in Abasha District, West Georgia with her family: her husband, Bessarion, and her 27-year-old son and daughter-in-law. Dali works as a cashier in a local company. Along with her main job, Dali is actively involved in the family agricultural business.

They have seven milk cows. Dali and Bessarion produce and sell on average 60 kg of cheese per month on the local market. Along with the above mentioned, the family runs a small pig farm with two pigs. They sell on average 15 piglets per year. Also Bessarion and his son grow maize and melons on a family-owned 1.5 hectare plot of land. Part of the harvested corn is used for feeding the domestic animals and the rest (approximately 1 ton) is sold on the local market. The total average monthly income of the family is 800 Laris.

Dali requested credit for tilling the land and purchasing melon seeds. After properly done seasonal work, the family will get a good harvest of melons and sell it on the local market. According to Dali’s estimations, the family will get a profit of 1,700 Laris. She plans to use it for renovation of part of the house, as it is old and needs some repair.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Dali to pay for land cultivation and purchase melon seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 27, 2012
Currency Exchange Loss:
Oct 15, 2012