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Shaarkul is a 53-year-old widow who has raised 5 children. She works as a custodian in the local school, and also raises livestock as a source of additional income, having started this business in 2009. Thanks to Shaarkul's dedicated work, her business, launched with a sum of 18,000 som, currently earns profits of 4,000 som (KGS) per month from sales of milk and dairy products. In order to continue developing her business, Shaarkul has turned to Bai Tushum & Partners for a loan of 50,000 som (KGS) to purchase additional livestock. She plans to invest the profits from this loan into further expansion of her business.
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Шааркул 53 года, вдова, воспитала 5 детей. Шааркул работает техничкой в местной школе и в качестве дополнительного источника дохода для своей семьи, Шааркул занимается животноводством, начав этот бизнес в 2009 году. Благодаря упорному труду Шааркул, ее бизнес, начатый с суммы 18,000 сом позволяет ей иметь прибыль в сумме 4,000 сом (KGS) с месяц с продажи молока и молочных продуктов.
В целях дальнейшего развития своего бизнеса, Шааркул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку дополнительных голов скота. Доходы от кредита Шааркул планирует вложить в дальнейшее расширение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Shaarkul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 11, 2012
Apr 24, 2012
Currency Exchange Loss:
Apr 17, 2013